I'm at the end of week 12 of a 12 week year (this is how I do goals). One of my goals was to read six books deeply. The first book I read was How to read a book where I discovered a framework for reading and taking in books.
The next book I read was Unf*ck your finances. I decided to go 110% in applying the book. I've read many good personal finance books in the past--any one of them would have done well--but this book came to me at the right time in my life.
I've documented this story...
- in the collection, Unf*cking my finances on 200 words a day
- on the publication, Full of Greats on Medium - loosely entitled "Getting my shit together"
- via video, on my Instagram - loosely entitled "Personal finance video journal"
- by ripping the audio from Instagram to Full of Greats, a podcast
I've found this gratifying. There is a part of my that is terrified of appearing as a narcissist. But it is heavily outweighed by the part of me that is, daily, working hard to make my writing clear enough that a stranger could read and understand what I'm doing. Doing this includes means making my actions clear enough that I can articulate it!
It's interesting how often we do things without having thought about what it is we're doing, why, or what's next.
The journey has been fun
Here's the summary:
I started by tallying the total amount that I owe and facing the reality about what that means.
I finished reading the book and set it aside for a week before I realised that I hadn't finished applying it. So I flicked back through and found my gaps. This included putting together a rock solid game plan and re-reading a handful of chapters.
The re-read inspired a few other actions including...
I'll fulfil the game plan and keep up the bookkeeping rituals.
When I do a quarterly review, I'll post again to this collection.
Until then, feel free to comment on this post and check in how I'm doing about it.
So, are my finances unf*cked?
Yes and no.
No because the debt is still there, the savings account is small, and I still have to set up Xero.
Yes because I've made the decision to take the reins in this area and nothing will stop me from finishing this journey. There are few times that I know I've already won and I'm sure this is one of them.